From Employee to Millionaire Investor

90% of the people on earth possess only 10% of the material goods, live from paycheck to paycheck, and experience a constant lack of money. This is due to a lack of financial literacy. They work all their lives for money and don't know that you can make money work for you. Unfortunately, this is not taught in schools or universities. In this book I share my 10 years of experience as an investor, I talk about the investor's financial philosophy, family budget planning, the three steps to your first million, the tools, directions and laws of investing, investment risks and how to minimize them, new financial technologies and the opportunities they give the modern investor. In the book you will also find a brief excursus into the history of money and means of payment and the basic concepts associated with them. The book will be very useful for those who are taking their first steps in the world of investment or have just begun to think about their financial well-being. I recommend the book to everyone who wants to break out of the vicious circle of financial problems, who wants to learn to think differently, treat their finances in a smart way and make money work for themselves instead of working all their lives for money.